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Position Title: Consumer Credit Monitoring.
Job Station: Nigeria.
INTRODUCTION:-
Consumer Credit Monitoring job opportunity is available at United Bank for Africa Plc (UBA) for individuals who possess relevant qualifications.
DUTIES AND RESPONSIBILITIES:-
- Undertake post-disbursement review of accounts, inflow monitoring review and identify early warning signs
- Follow up on expired and over-line facilities
- Ensure firm follow up on the customer’s employer once default is observed
- Ensure compliance with the bank’s policy on collateral and valuation as applicable
- Ensure the borrower has registered the required insurance policy in favour of the Bank and is regularly paying the premiums
- Carry out snap checks on branches on various credit related issues
- Monitor transaction dynamics and performance of retail risk assets and promptly recommend appropriate action to Management
- Carry out and report detailed review of retail Bank wide risk assets portfolio for Nigeria and Africa
- Follow up on the Business units to ensure accounts are adequately funded to take care of Imminent maturing obligations
- Engage in joint calls with Relationship Managers
- Follow up on the business unit to ensure that exceptions and findings are urgently regularized/addressed
- Identify breach of credit policy and escalate to management
DESIRED EXPERIENCE & QUALIFICATION:-
- B.Sc. minimum of 2 years working experience
Previous Work Experience Requirements
- Minimum 2years in similar position
Skills required:
- Post disbursement review on all newly booked facilities
- Follow up on all expired and over-line accounts
- Timely and accurate preparation of Monthly portfolio report
- Ensure valid insurance policy and collateral valuation is in place where applicable
- NPL reduction within the set bucket
- Hold meetings with delinquent customers for prompt regularization
- Rendering of all management report timely and accurately
Apply Before:-
Not Specified.
INTERESTED?
Interested and qualified candidates should send their updated CV to: careers@ubagroup.com using the Job Title as the subject of the email
Or
WHO IS United Bank for Africa Plc (UBA)?
United Bank for Africa Plc (UBA) is one of Africa’s leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.
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