Position Title: Credit Analyst.
Job Station: Lagos State.
INTRODUCTION :-
Credit Analyst job opportunity is available at PecanTrust Microfinance Bank Limited for individuals who possess Bachelor’s Degree in Finance, Accounting, or other business-related fields.
DUTIES AND RESPONSIBILITIES :-
- Preparation of the loan officer PAR ratio
- Execution of other task as assigned by the head of the department
- Compute and advise on the repayment amount due or loan paid off amount due upon request
- Reconcile credit files and identify variances and return to LPO for regularization
- Thorough analysis of loan appraisals
- Keep up to date with the bank’s lending protocols and ensuring compliance
- Analyze overdrawn account and making recommendations to the Head of credit for reversal or settlement by the customer
- Prepare and analyse the bank sectorial / industrial participation using models, graphs and ratios considering the regulatory requirement in order to advise and give direction to the bank
- Continuous review of loan accounts to ensure that all income earned are recorded and customersТ accounts correctly and completely credited /debited
- Populate and compute the credit ratios as required by the regulatory bodies on daily basis to determine the bank compliance and adjustments required
- Execution of other task as assigned by the head of the department
DESIRED EXPERIENCE & QUALIFICATION :-
- Bachelor’s Degree in Finance, Accounting, or other business-related fields
- Two to four years of work experience in a similar role
- strong proficiency in MS office and general computer use
- Ability to effectively manage competitive deadlines for projects in a high-pressure work environment, with varying degree of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios and concepts
Apply Before :-
30th April, 2020.
INTERESTED?
Interested an qualified candidates should forward their Cover Letter and CV to: hr@pecantrust.com using the job title as the subject of the mail.
WHO IS PecanTrust Microfinance Bank Limited?
PecanTrust Microfinance Bank Limited is a Central Bank of Nigeria Licensed, for-profit making institution dedicated to supporting early stage, small and medium-sized enterprises ‘SME’, the informal working class and low income families through providing access to finance, entrepreneurship training, a network of mentors and facilitating business partnerships.
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