Loan Officer Vacancy at Basic Consumers Kash Ebonyi Cooperative Society Limited (2 Openings)

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Position Title: Loan Officer.

Job Station: Abia State, Ebonyi State.

INTRODUCTION:-

Loan Officer job opportunity is available at Basic Consumers Kash Ebonyi Cooperative Society Limited for individuals who possess relevant qualifications.

Overview

• We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business.
• You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

DUTIES AND RESPONSIBILITIES:-

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

DESIRED EXPERIENCE & QUALIFICATION:-

• B.Sc Degree in Finance, Economics or a related field.
• 5 years experience
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment.

REMUNERATION:-

Apply Before:-

INTERESTED?

Interested and qualified candidates should forward copies of their CV, passport photograph & credentials to: ebonyibckash@yahoo.com using the Job Title as the subject of the mail.

Note: Only applicants from the advertised locations shall be considered.

WHO IS Basic Consumers Kash Ebonyi Cooperative Society Limited?