Loan Officer Vacancy at Spectrum Microfinance Bank Limited

Position Title: Loan Officer.

Job Station: Lagos State.

INTRODUCTION:-

Loan Officer job opportunity is available at Spectrum Microfinance Bank Limited for individuals who possess relevant qualifications.

DUTIES AND RESPONSIBILITIES:-

• Acquire & engage Customers: acquire the agreed number of potential customer, identify and align their needs to a product/service and get deals signed off from the acquired customers.
• Market intelligence – develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Brand equity – increase the bank’s brand presence in the market space assigned and ensure full coverage of the market for effective brand recognition and awareness of all services.
• Develop sales initiative/Conduct Product Campaign – acquire an impeccable knowledge of all product/services, develop strategy in communicating product essentials to get buy in through all available platforms (one-on –one, social media, target group engagement and other sales channels)
• Develop new markets – develop new wider and deeper markets by reaching the unbanked people, associations and communities with customized banking services offering the unique selling proposition of the bank.
• Record keeping & evaluation – keep updated record of all customers’ details, activities, payment plan, products purchased, stating progress, action points, feedback and recommendations with a plan to cross-sell and up sell other bank services.
• Write Report – write a comprehensive sales report detailing progress, achievement, challenges and recommendations to be submitted to your reporting line within specified timeline.
• Manage correspondence –  maintain swift correspondence with inter/intra dependent roles, customers, reporting line and every stakeholder in the sale – Schedule necessary meetings (aimed at meeting sales target) with potential customers, team members, superiors and interdependent teams.
• Manage engagement & retainership – develop schemes and techniques to ensure all acquired customers are engaged and potential buyers of other existing services/products or new ones.
• Get referral via follow up – Develop a functional follow up scheme that produces extra value to existing customers and lead to getting potential referral.
• Growth and development – study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by your team lead and management.

DESIRED EXPERIENCE & QUALIFICATION:-

REMUNERATION:-

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