Senior Credit Underwriting Executive Vacancy at the Concept Group

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Position Title: Senior Credit Underwriting Executive.

Job Station: Lagos State.

INTRODUCTION:-

Senior Credit Underwriting Executive job opportunity is available at Concept Group for individuals who possess relevant qualifications.

Overview

• The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
• He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

DUTIES AND RESPONSIBILITIES:-

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
• Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Ensures turn-around time for each transaction is minimized to the barest minimum.
• Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
• Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.

DESIRED EXPERIENCE & QUALIFICATION:-

• B.Sc qualification in any Risk or Finance related course.
• Required Qualification: BA / BSc / HND, MBA / MSc / MA
• A minimum of 7 years progressive experience in Underwriting.

Skills and Requirements:

• Exceptional organizational skills.
• Excellent numeracy savvy.
• Great creative, visionary, and critical thinking skills.

Apply Before:-

INTERESTED?

WHO IS Concept Group?